Sam654
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Flight distance : 132667 ft
United Kingdom
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The Saint Posted at 11-21 18:06
For sure, you wont get any more details from me. But I wouldn't care what a thief does; cant worry about them. It's not the responsibility of all the merchants all over to world to try to catch thieves or put a dent in crime0. Make a reasonable effort is all can be expected. If you have questions, just deny the sale and move on. I don't like companies that try to pry and then claim they are helping to prevent crime....that's b.s. Asking for details like that don't put a dent in crime, it's only inconvenience the honest buyers. Let the banks fight the crime. I have had dozens of fraudulent charges, never paid a dime; can't let it slow me down. It takes me about an hour of my time to recover from a minor "incident." I've never had a serious incident tho.
I'm afraid you are taking the simplistic approach of looking at this only from the point of view of the customer, without considering the retailer's point of view and the consequences of allowing fraud to happen.
The fact is that when such a crime is committed someone loses out, but it's not you, so who cares?
Well the retailer cares, becuase there is a good chance that they will be the one who ends up out of pocket.
A scenario is, a fraudster steals a credit card (or details of), uses said card to buy a product online.
Retailer gets the order, processes it and dispatches the goods.
Credit card owner realises someone has used their card. Calls the bank and gets them to make a charge-back and cancel the card. Thier money is refunded to them from retailer's accout.
The goods arrive with the fraudster free gratis.
So, the card owner is happy, they get their money back.
The bank is happy, they lost nothing.
The fraudster is happy, they got free stuff.
Who lost out? The retailer got ripped off, they sent the goods and got nothing for it.
Now, any savvy retailer is wise to this scam and is on the look out for it, and so they should as they stand to lose from it. They will check orders thouroughly for any discrepency or suspicion. If it's clearly fraud, they cancel the order there and then. But some are a grey area, where it may be fraud, but may be geunine, but dosn't look quite right. you could err on the side of caution and just cancel it, but you miss a sale, you could let it go but risk getting ripped off.
So what they will do is contact the customer to try and tie up the lose ends that don't add up in order to discern whether it is genuine or fraud, then act accordingly. This may involve asking the customer for personal documents in order to prove their identity/address/accout etc. From the retailer's point of view, the decent honest person with nothing to hide will provide the requested details, and the order goes through. The person who can't or won't provide details is as dodgy as hell.
So when retailers ask you for this kind of thing. It's not because they want to take on the role of a crime-fighting hero. It's not to be nosey or steal you identity. It's not to sell your details to the highest bidder. They are trying to prevent fraud, becuse they may ultimately be the victim if it is allowd to happen. They don't want to be ripped off.
Of course you have every right to withhold your information. It's entirely your call who you trust and will disclose this to.
I'm just explaining the real reason why this happens. It just means that something about your order didn't quite look right and the retailer had to check it out to protect their own interests. There is nothing sinister about it.
Now I just sit back and wait for all the downvotes to roll in for bringing common sense and retail experience to the table. Enjoy!
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