Inspire1flyer
 lvl.2
United States
Offline
|
i called my my insurance company to find out if I could buy a special Ryder for my Inspire to have it covered under my renter's policy. Turns out it's already covered! I have a $100 deductible but it's covered for actual replacement cost. So I asked about liability insurance found out I was covered for that too! 100k. Now, obviously I've not tested this, nor do I want to, because it appears to be a gray area , like DJI's spare parts bin. They advertise the policy protects your personal property from, fire, theft or other loss. Okay so theft or house fire, good I'm covered. But I was clear to ask the agent, what about a fly away, or crash? He checked with his underwriters and came back on the line and told me, it's covered! Okay, good enough. I was willing to pay extra just to specifically cover my Inspire, but was told it wasn't necessary. So my point here is if all this turns out to be true, then there's nothing to worry about with fly always , crashes with no parts available. When I crash it. I'll put in a claim and pay my deductible, get my check and go buy a brand new Inspire! Sounds too good to be true to me because given the very high risk of failure and crashes involving any RC aircraft, why would an insurance company insure these? I can't answer that, I can only tell you what they told me and I'm putting this out there as an idea for you guys to look into for your own purposes and to see if there are any others who may have tested this by filing their own claim before. Happy flying!
|
|
lvl.3
lvl.4
lvl.1
