nobr3ga
lvl.1
Flight distance : 110833 ft
Austria
Offline
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Attention Everyone:
Although some people have been saying that SquareTrade insurance is a safe and reliable company, to my understanding when I have contacted them is that they have no idea of what they are insuring at all.
As they must work on a commission based, all business in are rewarding, plus the extra bonus if some hard targets are met, places most times customers attention to the detail aside.
I got an understanding after calling a few times that they have a lot of staff working for them and that, the information given out from agent to agent varies, being completely misleading from one to another sometimes.
On a telephone call I just got insured! I have explained them the product I had and the agent assured me that it would be covered, and that all I needed was to go into their website (after giving them all my personal details over the telephone), make the simulation there online and just proceed with the payment.
As I found a bit awkward they not asking me many details about the product itself when collecting the data for the insurance (being mostly concentrated in obtaining my personal data, to my believe because of their commission attribution), I end up not making the payment, instead, I came here to read a few more reviews about the topic.
After reading some more reviews, I decided to send them an email instead (for the safe side of things and that way if anything could go wrong in the future, at least their reply was written, and not only verbalized).
When I received their reply today I was astounded. Please find the reply below:
"Hi ,
Thank you for contacting SquareTrade.
This email is to notify you that unfortunately we will not cover this item since we do not have technicians at out depot to repair it these kind of items. I apologize for the inconvenience.
Hope that answers your question!
If not you can also reply to this email or call 1-877-WARRANTY (1-877-927-7268) US & Canada only, 24/7.
Thank you,
Paul
SquareTrade Care Specialist"
For those of you which have already payed for the insurance, I would try and simulate a claim with them ASAP, just to see how reliable are they.
If all goes okay, just cancel it and come up with an excuse half way through, as I believe no warm will be caused.
If not, and for those of you which were insured recently, try and find out if its still worth it to keep the insurance on those terms.
I believe that within the first days of any Contract, one is entitled during a certain period of time to be able to cancel it, if the terms of that agreement are not met or satisfactory to some of the parts involved.
Regards,
Ricardo |
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