Bashy
 Captain
Flight distance : 2354357 ft
United Kingdom
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No Original Thought Posted at 10-23 00:22
Is the "commercial" insurance part of the CAA regs or a stipulation by the insurance company (like with car insurance).
I could be wrong, but I don't remember the CAA saying the insurance has to be specifically for commercial work, I though it simply said you must be insured.
RE CAA, If youre flying under the A2 CofC and not just recreationally then you must have commerical insurance. If you have the A2 CofC but want to fly rec' then you do not have to have commercial insurance.
If you don't want to use the A2 CofC but still want to do commercial then you will need insurance and its the underwriters that will want you to have the A2 CofC, catch 22 on that one. You may be lucky to find one that wont, but as its for commercial, they will risk assess you, meaning they will want some certification.
If you want to fly over a specific structure that takes you over 400ft, then you must have permission from the owner of that structure and they may request that you have insurance, that could just be 3rd party liability or they may request a more substantial insurance such as for commercial. Thats up to them.
There are a good few nowadays that do just 3rd party only and that will deffo not cover commercial work and it will not be sufficient for the CAA either.
Commerical insurances are more expensive but a good thing to note, there's a good few that will do short term cover, i.e. just 1 day 
The A2 CofC is very easy, but it will probably become obsolete Jan 2026, but as fo right now, its well worth its and VERY easy, there's a lot of 3 to 5 minute videos to watch (thats all you do actually) but you already know some of it anyway., sign up with UAVHUB and take the course, no money needs to change hands at that point, i think it only does when you've completed the course and want to take the mock exams you can take as many of those as you want before you are ready to take the exam, then thats done over Zoom and you have to show on camera that there is nothing near you that could have answers on it, i.e. you have to walk about with the laptop or webcam to show this. Seriously chap, go for it, especially if you want to do commercial or if you have a sub 500g drone, i.e. you want to fly with Nav lights on your Mini drone, by adding a red and green strobe, your LOS increases vastly, and even more at night, so that alone is worth having the A2 ;)
PS. The A2 cert lasts about 5 years i think it is, so its worth it for sure, i was lucky to get my course on offer, so prob wait till there's an offer on, also, my mate got a double offer at the time, one with UAVHUB and i think he got one with the BMA as well. so i think his course cost him about £50 and mine was about £75, i think... |
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