NoSale
lvl.4
Flight distance : 460958 ft
United States
Offline
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I think Care Refresh is kind of a wash. It might be nice to have it if you happen to encounter a mishap causing significant damage. Supposedly, you get prioritized in the queue for repair/replacement. I can't confirm, but if true, that in itself may make it worth the additional cost. The big issue is that you must be able to recover and return the entire AC.
Another option that I think is actually better, if you don't live in California (apparently CA is excluded), is to acquire a Personal Articles Policy (PAP) from State Farm. Its treated as similar to insuring a camera, jewelry, watches, etc. You do not need to have a homeowners policy through SF (PAP is a standalone policy and does not attach to any other policy), carries a $0 deductible, costs around $60 or less for coverage against the original purchase value, and does not require recovery of the AC to file a claim and receive reimbursement. There is lots of information on DJI's forums (and other drone forums) about PAPs, so before anyone comes on here to try and point out filing a PAP claim will raise your homeowners policy, be aware that no other policy is required. The worst that could happen is denial of policy renewal should you make multiple claims on a PAP.
I have both, just for my own peace of mind. I'm likely over covered with carrying both PAP and Care Refresh, but I feel much more comfortable knowing that every loss scenario is covered in case there is a mishap, theft, etc. |
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