randy.sauder
First Officer
Flight distance : 872572 ft
Canada
Offline
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I've an idea, not sure if this has been done anywhere for any product before but please provide your feedback. If we as a usergroup can make this work I think this could be a fantastic thing. My thought is that if this idea shows merit, we as a usergroup can formulate the details/rules etc to jumpstart this....
[color=#c3a79d !important]Background: Every Mavic operator is faced with the risk that at some point, their Mavic may suffer damage or loss due to many reasons including operator error. Their are several options available which include :
[color=#c3a79d !important]a). DJI Warranty
[color=#c3a79d !important]b). DJI Care
[color=#c3a79d !important]c). Personal 3rd Party Insurance
[color=#c3a79d !important]If you are like me, you have (a) and (b) and may have difficulty finding (c) in your area or it is way too expensive. Having been a contributor to this group for a while, I've noticed that Warranty service does not appear to qualify for most people (even when it should perhaps) and from my review of the forums, it appears that DJI Care also is not as fool-proof as advertised. Compounding this is the fact that many do not have access to affordable 3rd party insurance (such as State Farm etc).
Concept: Every Mavic user registered in this forum qualifies for 'Mavic Community Goodwill Drone Insurance' and depending on their circumstance, may recieve a payout upto the full amount of their Mavic should they suffer a loss. This 'insurance' would be funded entirely by the Mavic user group (details below). Any user submitting a 'claim' would have their details reviewed by a panel of usergroup SMEs or 'Subject Matter Experts' whereby they would be responsible to determine if a claim is valid, and to what extent the user would be supported by this fund.
"The Fund": For several reasons including legal, this is not true 'insurance' but a 'Goodwill Fund'.
The fund coud be generated in many ways:
1. By subscription @ say $1/month
2. By a signup fee of $10/yr
3. A combination of the above plus maybe a 'deductable amount' that is 'prorated' based on your 'Flight Miles (m)' as reported by DJI. Example, for every 20,000m, $1 deductable (so $20 deductable on 200,000 flight meters). Just an idea!
4. Support by DJI. Idea: DJI perhaps contributes a % of your existing 'DJI Points' towards the fund. Maybe 10%?. This would encourage a 'more you contribute to the user forum, the more you can get covered by the fund'...
Other considerations:
1. The amount of the fund and the decision process to paying out to any user would need to be 100% transparent. All details would be on the forum.
2. The fund would never payout if the cause is related to a warranty or a DJI Care.
3. Their needs to be some way for this idea to supplement 'DJI Care' (not replace it). I am thinking that this fund would be mostly useful for obviously for those that either do not have DJI Care or could not claim DJI Care because their Mavic was not recoverable.
4. Clear and easy rules/decison making process so this is as fair as possible. There needs to be some sort of 'ranking/scoring' system for each claim so that the 'Fund Moderators' can objectively classify claims based on some scale to prevent a situation where their may be too many claims for the fund to handle (initially). Perhaps the fund pays out to the top claims firstly, then as funds are regenerated, the next highest claim (by score, not by amount) is paid out.
4. Many more!!
The goal for this idea is to maximize the Mavic community's enjoyment of their drones and provide some full or limited relief to Mavic operators that suffer a loss to their drone.
APPRECIATE YOUR FEEDBACK!
The goal for this idea is to maximize the Mavic community's enjoyment of their drones and provide some full or limited relief to Mavic operators that suffer a loss to their drone.
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