other question - seems every time I make a post - I get a popup saying "Money +2"... what does that mean?

You get some points on your profile - those don't translate to anything yet but they may in the future. I think I have close to 2,000 points, some have many more. You got 2 points in your example.

It is "forum standing credits". If you click on your name in the top right corner and then click on "credits" then the "credit rule" tab you can see what you get rewarded for. Clicking on usergroup shows you your current status, what you can do in that status, and what you can do at the next status.

When "money" reaches 1499 you get a phantom 3.

NoOne Posted at 2015-5-4 19:52
When "money" reaches 1499 you get a phantom 3.

Actually I did. Mine was over 1500 and I got a Phantom 3.....


(but I paid for it)

I only have 49 credits, maybe thats why my P3 is still pending?  (sarcasm)