I'm looking into different insurance offers leaning towards this one..
https://www.orangeinsurance.com/drone.html
anyone have info to share about them or other suggestions??
Thanks!
cheers
Darrin

Bmfa.org

I read on another thread that State Farm offers insurance for drones.

I have State Farm but it only covers the cost of the drone. Liability is covered thru home owners.

Check with AMA for RC planes.
I don't know if drones are included but I assume they are.
I do know they have high liability insurance coverage.

roymoon Posted at 2016-10-19 07:47
Check with AMA for RC planes.
I don't know if drones are included but I assume they are.
I do know t ...

I went the AMA join route for the exemption and insurance.  They do cover drones...

https://www.modelaircraft.org/joinnew.aspx?s=print

"A membership in the Academy of Model Aeronautics covers you for whatever you fly and wherever you fly. And it doesn’t matter if you fly an airplane, helicopter, park flyer, multirotor, quadcopter, sUAS, FPV, DIY drone or even an aerial robot. Just join the AMA, fly for recreational fun and operate within the AMA National Model Aircraft Safety Code1 and you’re good to take off."

"Member Insurance Benefit
$2.5 Million Liability Umbrella

$25,000 Medical Coverage

$1,000 Fire and Theft Coverage"

When my warranty is up next year I'm going to use state farm.

Check out Hill & Usher.  Specifically for UAV's.

Thanks everyone!! been finding a lot more offers..Orangeinsurance.com is still looking pretty good but I do have a bit more research ahead. I am looking for commercial liability but not a big time operation yet.
$800 - $1500us seems to be going rate. (per drone kinda sucks..)

Try Verifly.  $10 per hour for 1mil damage coverage within 1/2 mile of takeoff.

Remember when you fly into a crowd or a plane and end up at the receiving end of a huge liability claim, just say you lost control, not you were trying to set a new distance or altitude record.

Big Sky Posted at 2016-10-19 21:41
Try Verifly.  $10 per hour for 1mil damage coverage within 1/2 mile of takeoff.

This seems like a interesting business model for sure!! I would add this if I thought they would come through, my concern is .5 mile radius and how easy it is to add a stray waypoint in litchi....grrrr

( I would pay out of pocket in most situations even with insurance..) Just hoping to move up a couple notches and start working with the type of client that will require insurance. cheers Darrin

ekcook Posted at 2016-10-19 09:07
I went the AMA join route for the exemption and insurance.  They do cover drones...

https://www.mo ...

I think you must fly at an approved AMA flying site. Correct me if I'm wrong.

m1shootr Posted at 2016-10-21 04:13
I think you must fly at an approved AMA flying site. Correct me if I'm wrong.

AMA says whatever you fly, where ever you fly.

toyman Posted at 2016-10-19 07:20
I have State Farm but it only covers the cost of the drone. Liability is covered thru home owners.

How much is it a month and what is the deductible? Thx

I'm happy to answer any questions on the insurance side of things.

Rates start at $800/year for $1,000,000 liability including $5,000 medical.
Hull insurance is 7-10% of the value.
5% deductible.

I think many on here are talking about two different types of insurance.
Lets state which type of insurance you want or are speaking of.

AMA has liability coverage ($2.5 million) for $38 per year.
It covers the people and things you crash into.
Not damage to your drone.

From what I see Orange covers both for $800.
But like auto insurance it has deductibles and the damage to your drone is covered at 10% of the CURRENT value.
Not what you paid for it.
I' guessing if you bought a current and new drone for $1000 and crashed it the same day they would pay:
$1000 * 10%= $100 Minus another $5. For a check total of $95. Woohoo I can replace it with a kite and some string!

roymoon Posted at 2016-10-22 04:14
I think many on here are talking about two different types of insurance.
Lets state which type of in ...

Replacing the drone, and or a window, car wreck (or worse) and medical costs is another thing to consider. 1-2 million in liability may not be enough..cost of drone is insignificant.
10% -$500 - $800 add $1000 so Drone will cost $2300 first crash!! Chance of damage to surrounding is low..but that one in a million shot could be costly. It's all about the cost of business and finding the sweet spot. Right now illegal opperations have a huge edge..
cheers
D

where in oregon do u live?