Please select Into the mobile phone version | Continue to access the computer ver.
State Farm Drone Insurance
68354 220 2016-12-9
Uploading and Loding Picture ...(0/1)
o(^-^)o
Ferks
lvl.2
United States
Offline

Got mine insured for $60.00 too, it took a few minutes over the phone, great peace of mind.
2017-8-29
Use props
djiuser_YtMu16R
New
Flight distance : 16273 ft
United States
Offline

Kool61577 Posted at 2017-1-4 07:25
AllState does not offer a policy I just checked.

Allstate still does not cover. Contacted State Farm and should have an active policy Monday.
2017-10-5
Use props
jamesw
lvl.3
Flight distance : 169364 ft
United States
Offline

Got mine insured for $60 at statefarm. I crashed it into the ocean and they sent me a check for $999.00 within 5 days. Totally worth it.



2017-10-7
Use props
Gregbella
Second Officer
Australia
Offline

I insured mine through my house insurance. Same Sort of deal $6 a month full replacement, loss or damage
2017-10-8
Use props
chiefnwa
New
United States
Offline

Has anyone insured their drone through a different company? I tried insuring the Mavic, Macbook and DSLR and they declined me insurance due to a claim back in 2014 for theft/burglury (rental car was broken into, most of the loss was my roommates new laptop but we're both on the policy - homeowners). They don't seem willing to budge unless I insure my car through them which is $80 more per month vs Geico.
2017-10-20
Use props
Todd in Chicago
lvl.4
Flight distance : 513757 ft
United States
Offline

geofox784 Posted at 2017-3-30 19:07
For future reference and for others, if you need to find an agent that has already done UAV polices and is recommended by others I put together a community driven list here: https://docs.google.com/spreadsheets/d/1V71uR6YBoO_rL6iP7TSKAeO0DtPMrbgyrEsL5RF-0w4/edit#gid=1180163488

Wow...

This list is so awesome!  I'm in Chicago and found Kimberly Hong listed and getting insurance for my Spark really couldn't have been easier.

Thanks for putting this together!

Cheers...

Todd in Chicago

P.S.  If anyone else in Chicago has these needs, Kim was great to work with!  EZ-PZ!
2017-11-10
Use props
scotthay
New
Flight distance : 623 ft
United States
Offline

I insure my home and vehicles with State Farm.  Called my agent Friday and added my Mavic Pro Platinum Fly More combo for $28/year.
2017-11-12
Use props
Ex Machina
Second Officer
Flight distance : 1806362 ft
United States
Offline

I have my homeowner's policy via State Farm and was just quoted around $43 annually for $3000 worth of coverage for my drone and camera equip, no deductible. Seems like a no-brainer.
2017-11-12
Use props
Thunderbirds
lvl.4
Flight distance : 339888 ft
Canada
Offline

State Farm when will u come to Canada
2017-11-12
Use props
ny300z
lvl.4
Flight distance : 2603478 ft
United States
Offline

just got my new Mavic insured through State Farm for $60 in NY by calling JoAnne McMahon. She was super helpful.  Thanks everyone!

maybe now ill stretch the legs a bit in the Mavic
2017-11-13
Use props
Exact Science
lvl.2

United States
Offline

Just called my multi use policy with Ameca and they said that would be part of my homeowners policy for loss of goods..yea and I would have a deductible of $2550 !! Need to call Statefarm and check it out.

What was the policy called, loss of goods or property or what ?
2017-11-14
Use props
Exact Science
lvl.2

United States
Offline

Called my local agent in Texas will post findings.  

If she cannot figure it out there were several others on the spread sheet nice list by the way.

3/6/2017 16:13:53        TX        Heather Buford         903 887 7555        Heather.buford.edlk@statefarm.com        $60        Yes        No        Yes        Awesome to work with! Fast and easy. Call and ask for Heather. She was very professional and had me insured in a matter of minutes.
3/6/2017 17:00:17        TX        Joe Irick        972-436-6565        https://www.statefarm.com/agent/ ... e-Irick-N2BTV1YS000        $60        Yes        No        Yes       
3/9/2017 12:51:45        TX        Whitney Black        281-861-8800        whitney@mycypressagent.com        $60        Yes        No        Yes        Was able to handle everything over phone/email.  Scanned sales receipt, provided SN, gave credit card info over phone.
3/15/2017 13:29:56        TX        Nina Matthews         9034634620        Nina@landrumagency.com        $60        Yes        No        Yes        Easy to do and the agent is awesome to say the least
4/9/2017 10:11:38        TX        Bob Hataway        936-756-4458        delaina.horton.m6t8@statefarm.com        $60        Yes        No        Yes        they insure lots of rc aircraft and are very familiar with it. ask for Delainia
4/9/2017 10:15:28        TX        Chris Prather        806-792-3331        emily.perez.d7vb@statefarm.com        $60        Yes        No        Yes        lubbock tx, went smooth
4/18/2017 19:28:38        TX        Annette Sanders        915-877-9020        http://www.annettesandersinsurance.net/        $60        Yes        No        Yes        Her assistants had no clue. Had to speak to her and only her.
6/11/2017 10:41:32        TX        Danny Knight        972-346-2888        danny.knight.rq7b@statefarm.com        $60        Yes        No        Yes        Great guy. Great experience. Highly recommend if you are a TX resident (must use an agent specific to your state).
6/21/2017 11:13:54        TX        Jared Dolan        936-321-0158                $60        Yes        No        Yes       
7/9/2017 10:45:01        TX        Bob McRight        817-294-9858        brenda.bosquez.iv6@state farm.com (for Bob McRight)        $60        Yes        No        Yes        Agent says this is very new stuff and things "could" change as more policies are written!
2017-11-14
Use props
ny300z
lvl.4
Flight distance : 2603478 ft
United States
Offline

Exact Science Posted at 2017-11-14 11:34
Just called my multi use policy with Ameca and they said that would be part of my homeowners policy for loss of goods..yea and I would have a deductible of $2550 !! Need to call Statefarm and check it out.

What was the policy called, loss of goods or property or what ?

Personal Articles Policy (PAP)

https://www.statefarm.com/insura ... nal-articles-policy

2017-11-14
Use props
Exact Science
lvl.2

United States
Offline

Yes Statefarm in Rockwall , Texas does cover my Mavic. I will post my findings when I receive the quote.  I mentioned UAV as someone mention but yes Ny300z is correct PAP. That's cool has to be a lot cheaper than paying DJI for a repair, specially when it's their software glitch that takes your Mavic down.

Great information..

Thanks guys!
2017-11-14
Use props
QuadKid
Second Officer
Flight distance : 482349 ft
United States
Offline

trance728- Posted at 2016-12-13 09:07
Does anyone know if that's a per drone policy? If you had 2 drones would it then be $120?

I have my Mavic & P4P insured with State Farm for a total of $ 2,650 USD, actually when I got the P4P I went in to get it insured like I did the Mavic. Bought a separate policy for the P4P, a week later they sent me a letter saying that there was no need for the additional policy, both drones insured under the same policy for the same rate of $ 75 USD ( Florida ) with a refund check for $75 for the additional policy I paid for the P4P.
Gotta give them credit for honesty !
2017-11-14
Use props
scotthay
New
Flight distance : 623 ft
United States
Offline

Exact Science Posted at 2017-11-14 11:51
Called my local agent in Texas will post findings.  

If she cannot figure it out there were several others on the spread sheet nice list by the way.

That is true, they use to cover smartphones for a super cheap rate with no deductible, like $15/yr or something ridiculous.  They dropped covering them a few years ago, probably because of too many claims.
2017-11-14
Use props
Outie
lvl.4
Flight distance : 266926 ft
  • >>>
United States
Offline

I understand this policy is not available in California, but does anyone know if there’s something similar available for California? Thanks.
2017-11-14
Use props
cthetoy
lvl.2
Flight distance : 656703 ft
United States
Offline

Avoid adding it to your Homeowner policy. One loss or damage claim will put your homeowner policy in jeopardy. Your 2nd claim can cause your homeowner policy to be non-renewed. Save your homeowner insurance for your home against major damages.

The State Farm separate policy is a good policy for those lucky enough that live in states that offer it.
2017-11-14
Use props
Mavvy
lvl.2
Flight distance : 1386637 ft
United States
Offline

cthetoy Posted at 2017-11-14 20:42
Avoid adding it to your Homeowner policy. One loss or damage claim will put your homeowner policy in jeopardy. Your 2nd claim can cause your homeowner policy to be non-renewed. Save your homeowner insurance for your home against major damages.

The State Farm separate policy is a good policy for those lucky enough that live in states that offer it.

Mine is not on homeowners policy, i only have a personal articles policy.

I have no other policies with State Farm at all.  I only have a personal articles policy. Its 34.00 per year now
2017-11-27
Use props
fansc80dd4b6
lvl.1

United States
Offline

Did this require you to have the original purchase receipt? I'm buying a new sealed box Mavic from someone who got it as a gift but doesn't have the original receipt.... I sure hope not.
2017-12-26
Use props
DroneFlying
lvl.4
Flight distance : 10774613 ft
United States
Offline

fansc80dd4b6 Posted at 2017-12-26 18:35
Did this require you to have the original purchase receipt? I'm buying a new sealed box Mavic from someone who got it as a gift but doesn't have the original receipt.... I sure hope not.

No, you don't have to have the purchase receipt to get insured through State Farm.
2017-12-27
Use props
paradisedrummer
lvl.1
Flight distance : 58865 ft
United States
Offline

Does anyone know if State Farm or another party would insure a drone purchased second hand? I'm looking at buying one from someone else, and am just not sure what type of documentation and such I'd need...
2018-1-4
Use props
Sparkyspark
lvl.1
Flight distance : 48484 ft
United States
Offline

do you know if this works in California?
2018-1-9
Use props
Dichrodave
lvl.3
United States
Offline

colonel00 Posted at 2016-12-13 12:50
For those having issues, ask for a Personal Articles Policy.  You can cover stuff from jewerly to camera gear to firearms.  There isn't a specific spot for drones but mine is under the Miscellaneous Articles section.

I just did that today here in Oregon. I figured it was under Cameras. $60 a year. I also listed my other DJI cameras.
2018-1-10
Use props
OVERWATCH 001
lvl.1
Flight distance : 269636 ft
United States
Offline

I'm trying to get in touch with a Statefarm agent here in Missouri to get insurance for the Mavic. They were supposed to send me an email with the required info to set the insurance policy but they've forgotten to send that email over (I tried calling during my lunch break but since I was at work, I didn't have the drone's S/N on me. I'm wondering what other pieces of info I need to have on hand). Can any of you folks tell me what sort of info I would need to provide to get a policy for it? Thanks!
2018-1-11
Use props
paradisedrummer
lvl.1
Flight distance : 58865 ft
United States
Offline

paradisedrummer Posted at 2018-1-4 13:44
Does anyone know if State Farm or another party would insure a drone purchased second hand? I'm looking at buying one from someone else, and am just not sure what type of documentation and such I'd need...

Update -- they did it in UT. $60, full coverage, no deductible. I had to provide a bill of sale as it was used (which you should get if you buy a used aircraft anyhow). FYI, DJI will not honor warrantees unless you buy from an official seller -- so this is a good thing to have.
2018-1-15
Use props
fansf77370fb
lvl.4
Flight distance : 1008924 ft
United States
Offline

You can’t beat this I’ll be giving them a call tomorrow. Who needs a refresh program with the policy like this.
2018-1-15
Use props
RobinP
lvl.2
United States
Offline

My local State Farm rep said $30/year to cover damage/loss.  I am waiting on the paperwork.
2018-1-16
Use props
DroneDriver
lvl.4
Flight distance : 1164226 ft
  • >>>
United States
Offline

trance728- Posted at 2016-12-13 09:07
Does anyone know if that's a per drone policy? If you had 2 drones would it then be $120?

My $60. Covered my Mavic and Phantom 3 4K. $1700. was State Farms Declared value.
2018-1-16
Use props
Seattle_Steve1
lvl.1
United States
Offline

Add me to the satisfied with State Farm list. In Seattle, my P4A was insured for $36/yr thanks to seeing this information here.
2018-1-23
Use props
Goldchucker
lvl.4
Flight distance : 512 ft
United States
Offline

Mavic 007 Posted at 2016-12-13 10:42
I just called my local state farm agent, and they will NOT cover drones in California.

Yes.  I found that to be exactly right.  
2018-1-23
Use props
alex_bogdi1988
lvl.4
Flight distance : 631312 ft
  • >>>
United States
Offline

Anyone know if Progressive offers the same? State Farm's auto insurance is too high for me so I can't leave Progressive
2018-1-23
Use props
yuumee
lvl.2
Flight distance : 1039029 ft
Taiwan
Offline

Aww I wish there is something like this for people outside US
2018-1-24
Use props
Brutale
lvl.2
Flight distance : 26 ft
Canada
Offline

   I got $1000 coverage for $50 a year in New Jersey with ZERO deductible from State Farm. I was told by my agent, that my State Farm Homeowners Policy would cover me if the drone caused an injury to a person or caused any property damage.
2018-1-24
Use props
BigBlueTsunami
lvl.4
Flight distance : 503635 ft
  • >>>
United States
Offline

All insurance is regional. The reason you’re seeing different rates is based on the cost of living in an area. When I moved from Louisiana to New Jersey, my auto rates were ten times as much. Ten Times for the same coverage. So $60, $30, $75 all sound reasonable. I look forward to finding out what it will be here in NJ.

Jeff
2018-1-24
Use props
salmonshark
lvl.4
Flight distance : 206352 ft
United States
Offline

Seattle_Steve1 Posted at 2018-1-23 13:27
Add me to the satisfied with State Farm list. In Seattle, my P4A was insured for $36/yr thanks to seeing this information here.

What agent in Seattle did you use?  I am interested in getting my MPP insured as well.

Thanks!
SS
2018-1-24
Use props
marlowe
lvl.4
Flight distance : 300932 ft
United States
Offline

salmonshark Posted at 2018-1-24 06:01
What agent in Seattle did you use?  I am interested in getting my MPP insured as well.

Thanks!

Like other posters, I also have State Farm personal property insurance, in my case for a Spark. What is far more important I think is liability insurance. I confirmed that it is included in my homeowners policy for recreational flying. While there is an exclusion for "aircraft," there is an exclusion to this exclusion for model aircraft as follows:

EXCLUSION: bodily injury or property damage arising out of the ownership, maintenance, use, loading, or unloading of:
(1) An aircraft.  This exclusion does not apply to the ownership, maintenance, use, loading, or unloading of unmanned aircraft systems used as model aircraft:  (a) solely for recreational or hobby purposes; (b) designed to be operated within the visual line of sight of the operator and operated within the visual line of sight of the operator; and (c) weighing not more than 55 pounds at the time of operation; unless the ownership, maintenance, use, loading, or unloading of such aircraft results in: (a) property damage to any aircraft; or (b) bodily injury or property damage resulting from interference with an aircraft carrying people regardless of whether the bodily injury or property damage is sustained by people or property on the aircraft or not.   

I also have liability insurance through AMA.
2018-2-6
Use props
djiuser_kbkAD93BUaPc
New
Offline

salmonshark Posted at 2018-1-24 06:01
What agent in Seattle did you use?  I am interested in getting my MPP insured as well.

Thanks!

I use Billy Slesk. She is in Dupont but can still take care of you.I pay $37 for $1700 coverage with zero deductible. Im covered even if it eneds up in the ocean. DJI doesn't even do that.
2018-4-10
Use props
QuadKid
Second Officer
Flight distance : 482349 ft
United States
Offline

mejia Posted at 2017-1-5 05:59
Anyone do it in Florida? I just emailed a rep

I've had my P4P, MP insured under State Farm since last July, minimum policy is $75 p/year, Daytona area. 100% coverage no deductible. Just added my MA and the price jumped to $80 p/year ($ 3,500 replacement within policy period). I have my P3P insured through Travers Aviation for Part 107 work. $1Mil Liability/$100,000 property damage/$10,000 Personal Injury/ $1250 Hull Collision, Loss - $633 p/year.
2018-4-10
Use props
3-D
lvl.4
Flight distance : 635764 ft
  • >>>
United States
Offline

Let me do my happy dance!!

Thanks for the info!!
2018-5-9
Use props
Advanced
You need to log in before you can reply Login | Register now

Credit Rules