just called my agent. No deductible. Pointed me to this:
https://www.statefarm.com/insura ... nal-articles-policy
Worldwide CoverageCoverage applies anywhere in the world. When you go on vacation, items such as jewelry and cameras are covered (fine art items are only covered within the United States and Canada). Replacement Cost CoverageWe'll pay the cost to repair or replace your property, without deduction for depreciation. The personal articles policy insures against theft and accidental direct physical damage to covered property with only a few limitations and exclusions. DeductibleGenerally there is no deductible for a personal articles policy, although deductibles are available if desired.
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