michaelts
lvl.2
United States
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AnDiego Air Posted at 2018-6-25 14:31
I agree with you. But the cost of lawyering up will be more than a new drone.
It sucks, thats what insurance is. They are snakes that only pay when they have to
There is no need to hire an attorney. Just file a complaint in your local small claims court. In small claims courts representation by an attorney is prohibited, which means that the insurer, too, cannot be represented by an attorney.
The insurance contracts usually prohibit bringing suit but instead require that parties resolve their dispute by arbitration, which is way too expensive. However, contractual provisions prohibiting small claims actions are against public policy, so they are not enforceable. So, if you file a suit in small claims court, the insurer cannot ask the court to compel arbitration.
Small claims action is very effective because it will cost you little, but the insurer will have to consult with a lawyer and then send someone to court. Given the cost of the drone, it will be cheaper for them just to settle.
I would certainly not let the insurer off the hook so easily. |
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