Looking for insurance which will protect my Mavic Pro 2 should it become lost / irrecoverable (b/c DJI's Care Refresh doesn't cover that). One of the companies I found is droneinsurance.com, which has an interesting pricing model. You pay a flat fee, then a second fee whenever you plan on flying. That way you're insured only when you truly need it (not when the drone is sitting at home on a shelf, in other words). Any opinions on this service? Or any other drone insurance provider? Thanks in advance.

Verifly  has on-demand insurance

No monthly fee.....  https://www.verifly.com/drone/

rwynant V1 Posted at 10-3 18:25
Verifly  has on-demand insurance

No monthly fee.....  https://www.verifly.com/drone/

It seems pretty good, regarding most of the reviews.  I'll try it out.

State Farm Personal Articles Policy!

BrianKushner Posted at 10-10 09:42
State Farm Personal Articles Policy!

But sadly, not in California...

BrianKushner Posted at 10-10 09:42
State Farm Personal Articles Policy!

The previous posts are about liability policies, but State Farm will only insure the drone itself, which is a different kind of insurance.

djiuser_IJ7oTXK2Xt8l Posted at 10-10 14:52
The previous posts are about liability policies, but State Farm will only insure the drone itself, which is a different kind of insurance.

Liability got it. I use AMA.  If you join the AMA for $75 a year membership comes with a 2 million dollar liability insurance policy.

BrianKushner Posted at 10-10 21:26
Liability got it. I use AMA.  If you join the AMA for $75 a year membership comes with a 2 million dollar liability insurance policy.

You failed to disclose the deductibles and the only $1000 coverage. $1000 doesn't cover my little finger in the amount of drones i have. I don't see anything about flyaways etc or am i reading this wrong? : https://www.modelaircraft.org/sites/default/files/memanual.pdf

Fire, Vandalism, and Theft Coverage
(Effective March 31)
• Provides up to $1,000 for loss of aircraft models and accessories,
including RC equipment. All theft loss claims must be accompanied
by a police report. NOTE: Theft has to occur from a locked vehicle
or residential dwelling. There must be physical evidence of violent
forcible entry.
• Has a $100 deductible.
• Is “excess” to any other applicable coverage such as homeowner’s
The liability insurance looks fine though....

BobB Posted at 10-10 22:26
You failed to disclose the deductibles and the only $1000 coverage. $1000 doesn't cover my little finger in the amount of drones i have. I don't see anything about flyaways etc or am i reading this wrong? : https://www.modelaircraft.org/sites/default/files/memanual.pdf

Fire, Vandalism, and Theft Coverage

I use them for LIABILITY only which is 2.5 million...For drone insurance I use State Farm...

• Liability Coverage for the Operation of Model Aircraft, Boats, Cars, and Rockets
• $2,500,000 Comprehensive General Liability Protection for model activities for members, clubs, site owners, and sponsors
• $25,000 Accident/Medical Coverage for members
• $10,000 Maximum Accidental Death Coverage for members
• $1,000 Fire, Theft, and Vandalism Coverage for members