How long is the warranty  on a phantom  4 from DJI? And what will it cover, and who is a good insurance provider  for drones ?  I crashed  my PRO a week ago, it hit a tree  then fell into my lake, who uses  what insurance and  what will it cover ?  Thanks for your input  

Hello, here is the warranty list of Phantom 4 :
If you want more information of DJI care, please click :http://store.dji.com/product/dji-care-phantom-4-1-year#/faq

I've heard that "State Farm" in the US has an all inclusive rider for ~$60/yr... I've never followed up on it though.

Thanks, I'll check my local insurance companies before I purchase online

DJI-Paladin,  just looked over insurance through DJI,  I noticed that it does not cover water damage,  my last P3P hit a tree then fell into my lake,  guess that would not have been covered?