Hi,

what kind of insurance (if any) do you guys have for your drones?
I was hoping it's going to be included in my business insurance (photo / video studio), but I was informed this morning that it's considered an aircraft (surprise!?), so it's not included in the policy I have.

So, can anybody recommend any insurance here in the US, which I wouldn't have problem with later on in case of a claim?

Thanks!
Peter

You can get Insurance on demand/hr per location here:

https://verifly.com/

My insurance is from my am a membership I don't know if it covers commercial though

Steve-76 Posted at 2017-2-6 12:12
My insurance is from my am a membership I don't know if it covers commercial though

No, AMA does not cover commercial flights

Im located in NC i got mine insured by State Farm $60yr no deductible. Covers everything from theft, lost, crash, fly away, fire breaks, etc

skywalker91 Posted at 2017-2-6 11:57
You can get Insurance on demand/hr per location here:

https://verifly.com/

You can't go wrong with verifly! Best on-demand liability insurance for drone pilots that out there right now.

New York Giants Posted at 2017-2-6 18:37
Im located in NC i got mine insured by State Farm $60yr no deductible. Covers everything from theft, lost, crash, fly away, fire breaks, etc

I just got insurance through State Farm here in New Jersey too. Cost me $50 for the year. No deductible. Waiting for the policy paperwork to come through the mail. Got the email policy for now. Really cheap compared to the DJI Care plans.

Those who got insurance through State Farm, did you already have a policy to did you insure only your quads? Also, what exactly do we ask for when we call to get insurance?

New York Giants Posted at 2017-2-6 18:37
Im located in NC i got mine insured by State Farm $60yr no deductible. Covers everything from theft, lost, crash, fly away, fire breaks, etc

Me too but only for personal use, not commercial.

theGrindLab.com Posted at 2017-2-7 06:41
Those who got insurance through State Farm, did you already have a policy to did you insure only your quads? Also, what exactly do we ask for when we call to get insurance?

It's a personal articles policy. You can put (almost) anything on there. I am going to add all my camera gear.

And I did not have any other policies with them.

KM5RG-Robert Posted at 2017-2-7 06:55
It's a personal articles policy. You can put (almost) anything on there. I am going to add all my camera gear.

And I did not have any other policies with them.

Awesome! Thank you for the info.

I don't have insurance. Is not about the drone, is about the damage the drone could create. At this time is accepted that a drone could not bring down a plane but if it crashes over humans, then damages could mount to hundreds of thousands. If a car driver looses control, accident could mean millions. Drone insurance can not be assessed.

If you think of your investment, I say forget about it. Droning poses such risks that at this time lawmakers are waiting for unavoidable to happen in order to enforce insurance. I say let's enjoy it responsibly until insurance becomes law, after that will see.