BrianDavis
lvl.1
Flight distance : 394528 ft
United States
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It depends on what you're going to do with your drone. If you're flying for a hobby, then DJI's insurance could come in handy if you crash your drone a few times during the first year. I had a Phantom 4 last year that I didn't insure, but I did crash once. The cost of the repairs through DJI was cheaper than the DJI insurance for a year, so it worked out that I didn't purchase their insurance. If you're a hobbiest who's compitent, well practiced, doesn't take risks, follows FAA guidance, and is disciplined with being aware of your surroundings, you might not need insurance because you might not ever crash due to pilot error. If you're risky or fly in high risk situations you might want to get insurance. Beyond just insuring your drone, if you fly commercially you might want to look into getting liability insurance. I've had a few jobs that have required a certain amount of coverage to be able to fly. Either way, there are a number of companies that will insure your drone and/or sell you a liability policy that are easily found through Google. DJI is an option, but not the only one.
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